Roan's Page has left a new comment on your post "[Money] New comment on [Money] New comment on ----...":
If you need web designers that can really deliver, may we suggest Discount Web Designers? Based on our experience with them, they really deliver!
Posted by Roan's Page to Money at January 16, 2012 6:54 PM
Thursday, January 19, 2012
Sell Your Old Jewelry For Cash
Many people are now selling the jewelry that they have in order to make some extra money. After all, we may have purchased quite a bit of jewelry when economic times were good, but now that things are getting a little bit tighter, we find that it is beneficial to have the cash on hand. It is possible to get money for everything from gold to precious gems and even cash for diamonds. In order for you to make sure that you are getting the most amount of money possible, you should make sure that you find gold or diamond buyers that are willing to give you a premium. This can be difficult, but there are some things that you can do in order to increase your success rate when selling jewelry.
One of the first things that you should do is some research so that you understand how to sell a diamond ring successfully. This research will give you some insight into the prices that may be available as well as some pitfalls has to how they may get around paying you a premium for the jewelry that you are offering. You should also know if it is going to be more beneficial for you to sell the diamonds separately from the piece of jewelry. It is important to understand this because the price of gold is at a premium, and if there is a significant amount of gold in the jewelry, it may be worth more as gold rather than as a piece of jewelry that goes along with the diamond.
Saturday, January 14, 2012
[Money] New comment on [Money] New comment on --------------> Web design ....
Roan's Page has left a new comment on your post "[Money] New comment on --------------> Web design ...":
Make the most out of your web design investment by choosing the right web designers.
Posted by Roan's Page to Money at January 14, 2012 10:05 PM
Make the most out of your web design investment by choosing the right web designers.
Posted by Roan's Page to Money at January 14, 2012 10:05 PM
[Money] New comment on [Money] New comment on [Money] New comment on ----....
Roan's Page has left a new comment on your post "[Money] New comment on [Money] New comment on ----...":
Make the most out of your web design investment by choosing the right web designers.
Posted by Roan's Page to Money at January 14, 2012 9:41 PM
Make the most out of your web design investment by choosing the right web designers.
Posted by Roan's Page to Money at January 14, 2012 9:41 PM
Tuesday, January 3, 2012
Re: Smart Money Inc. Muthoot Finance FD 13.25% p.a. : Double your investments in 5&1/2 years
Dear Mr Ahuja,Its nice that u have written to us.Pl be informed NCDs are far more safe then FDs as FDs are issued without any security, where as NCDs are allowed against security. Further more the company provide finance against security ie GOLD which is considered far more safe then any other investment avenues.We appreciate your concern, but be informed that is safe and investor need nor worry on it. From our side ie Smart Money Inc we will never advice with is less than required..we check on risk adjusted returns...Hope we clarified your queryregardsZoher Doctor---------- Forwarded message ----------
From: Jagjit Ahuja
To: smartmoneyinc@googlegroups.com
Cc:
Date: Tue, 3 Jan 2012 12:09:04 +0530
Subject: Re: Smart Money Inc. Muthoot Finance FD 13.25% p.a. : Double your investments in 5&1/2 years
People with GREED will get attracted . People to fulfill their needs will not even come near them.For heaven sake do not recommend such blade companies. When and ahere they will disappear , no one will know.Brig J S AhujaOn Mon, Jan 2, 2012 at 8:09 PM, Zoher Doctor <zoherdoctor@gmail.com> wrote:
Smart Money Inc. recommends Muthoot Finance FD.Ask for application forms
![]()
--SMART MONEY INC
Contact Person: Mr Zoher Doctor (M) +91 9824063400
402, Bholesai Apt., Bh. Emperor, Parsi Street, Fatehgunj, Vadodara 390002 Gujarat
(O) +91 265 6454851
Email: smartmoneyinc@indiatimes.com
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Monday, January 2, 2012
Smart Money Inc. Muthoot Finance FD 13.25% p.a. : Double your investments in 5&1/2 years
Smart Money Inc. recommends Muthoot Finance FD.
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Ask for application forms
SMART MONEY INC
Contact Person: Mr Zoher Doctor (M) +91 9824063400
402, Bholesai Apt., Bh. Emperor, Parsi Street, Fatehgunj, Vadodara 390002 Gujarat
(O) +91 265 6454851
Email: smartmoneyinc@indiatimes.com
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Sunday, January 1, 2012
RE: Smart Money Inc. Happy New Year
Thanks. I wish you & your family a very Happy & Prosperous New Year too.
Regards,
Ravi Saxena
From: smartmoneyinc@googlegroups.com [mailto:smartmoneyinc@googlegroups.com] On Behalf Of nazarethsw@svcbank.com
Sent: 01 January 2012 18:01
To: smartmoneyinc@googlegroups.com
Subject: Re: Smart Money Inc. Happy New Year
A Beautiful Year has just begun 4 u, Walk vth Aims, Run vth Confidence, Fly vth ur Achivements. May u Have a Lovely year ahead.! Wishing U A VERY HAPPY NEW YEAR. Smile in all circumstances n be Happy.! (y) :) :D
Sent on my BlackBerry® from Vodafone
From: Zoher Doctor <zoherdoctor@gmail.com>
Sender: smartmoneyinc@googlegroups.com
Date: Sun, 1 Jan 2012 14:16:39 +0530
ReplyTo: smartmoneyinc@googlegroups.com
Subject: Smart Money Inc. Happy New Year
May this NEW YEAR 2012 (twenty too well) turn all your dreams to reality & your efforts into great achievements.
HAPPY NEW YEAR
warm regards
Zoher Doctor
Smart Money Inc www.merapaisa.net
Vikas Trust www.vikastrust.org
Smart Bargain www.smartbargain.in
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Re: Smart Money Inc. Past n Future
Thank you. We reciprocate the same for you and your business family.
--
Dr. Shailendra P. Singh
+91-9990296759 (Mobile)
+91-11-41392421 (o)
+91-11-32590219 (r)
--
Disclaimer
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For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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On Mon, Jan 2, 2012 at 10:32 AM, RECEPTION (TUFLEX INDIA UNIT-1) <reception@polynex.net> wrote:
I WISH YOU AND YOUR FAMILY
A VERY HAPPY AND PROSPEROUS
NEW YEAR 2012
G.S.Pillai
Executive-Administration
Parry Enterprises India Limited
Tuflex India Division
702/704 GIDC Palej
Bharuch-392 220
Gujarat.
Mob: 09904703420
From: smartmoneyinc@googlegroups.com [mailto:smartmoneyinc@googlegroups.com] On Behalf Of Zoher Doctor
Sent: Saturday, December 31, 2011 10:46 AM
To: undisclosed-recipients:
Subject: Smart Money Inc. Past n Future
Alvida (Bye Bye) 2011
Welcome 2012
Zoher Doctor
+91 9824063400
--
Disclaimer
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For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
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Disclaimer
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For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
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Dr. Shailendra P. Singh
+91-9990296759 (Mobile)
+91-11-41392421 (o)
+91-11-32590219 (r)
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
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RE: Smart Money Inc. Past n Future
I WISH YOU AND YOUR FAMILY
A VERY HAPPY AND PROSPEROUS
NEW YEAR 2012
G.S.Pillai
Executive-Administration
Parry Enterprises India Limited
Tuflex
702/704 GIDC Palej
Bharuch-392 220
Mob: 09904703420
From:
Sent: Saturday, December 31, 2011 10:46 AM
To: undisclosed-recipients:
Subject: Smart Money Inc. Past n Future
Alvida (Bye Bye) 2011
Welcome 2012
Zoher Doctor
+91 9824063400
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Re: Smart Money Inc. Happy New Year
Dear sir,
Thanks, Wish You Happy New Year to.
Ranjit
Thanks, Wish You Happy New Year to.
Ranjit
On 1/1/12, nazarethsw@svcbank.com <nazarethsw@svcbank.com> wrote:
> A Beautiful Year has just begun 4 u, Walk vth Aims, Run vth Confidence, Fly
> vth ur Achivements. May u Have a Lovely year ahead.! Wishing U A VERY HAPPY
> NEW YEAR. Smile in all circumstances n be Happy.! (y) :) :D
> Sent on my BlackBerry® from Vodafone
>
> -----Original Message-----
> From: Zoher Doctor <zoherdoctor@gmail.com>
> Sender: smartmoneyinc@googlegroups.com
> Date: Sun, 1 Jan 2012 14:16:39
> Reply-To: smartmoneyinc@googlegroups.com
> Subject: Smart Money Inc. Happy New Year
>
> May this NEW YEAR 2012 (twenty too well) turn all your dreams to reality &
> your efforts into great achievements.
>
>
> HAPPY NEW YEAR
> [image: image.png]
>
> warm regards
>
> Zoher Doctor
>
> www.zoherdoctor.in
>
> Smart Money Inc www.merapaisa.net
>
> Vikas Trust www.vikastrust.org
>
> Smart Bargain www.smartbargain.in
>
> --
> Disclaimer
> Information, charts or examples contained in this mail is for illustration
> and educational purposes only. It should not be considered as advice or an
> endorsement to purchase or sell any security or its financial instrument
> until you are well conversant and confident about the movement.
>
> For indiviual guidance please write to me seperately at
> zoherdoctor@gmail.com
>
>
> Visit Us at: www.smartmoneydirect.co.in
> You received this message because you are subscribed to the Google Groups
> "Smart Money Inc." group.
> To post to this group, send email to smartmoneyinc@googlegroups.com
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>
>
> Disclaimer:
>
> This email message (including attachments, if any) is intended for the use
> of the individual or entity to which it is addressed and may contain
> information that is privileged, proprietary, confidential and exempt from
> disclosures. Any comments or statements made herein do not necessarily
> reflect those of The Shamrao Vithal Co-operative Bank Limited. If you are
> not the intended recipient, you are notified that any dissemination,
> distribution or copying of this communication is strictly prohibited. If you
> have received this communication in error, please notify the sender and
> erase this email message immediately.
>
>
>
> Disclaimer:
>
> This email message (including attachments, if any) is intended for the use
> of the individual or entity to which it is addressed and may contain
> information that is privileged, proprietary, confidential and exempt from
> disclosures. Any comments or statements made herein do not necessarily
> reflect those of The Shamrao Vithal Co-operative Bank Limited. If you are
> not the intended recipient, you are notified that any dissemination,
> distribution or copying of this communication is strictly prohibited. If you
> have received this communication in error, please notify the sender and
> erase this email message immediately.
>
>
> --
> Disclaimer
> Information, charts or examples contained in this mail is for illustration
> and educational purposes only. It should not be considered as advice or an
> endorsement to purchase or sell any security or its financial instrument
> until you are well conversant and confident about the movement.
>
> For indiviual guidance please write to me seperately at
> zoherdoctor@gmail.com
>
>
> Visit Us at: www.smartmoneydirect.co.in
> You received this message because you are subscribed to the Google Groups
> "Smart Money Inc." group.
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>
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Re: Smart Money Inc. Happy New Year
A Beautiful Year has just begun 4 u, Walk vth Aims, Run vth Confidence, Fly vth ur Achivements. May u Have a Lovely year ahead.! Wishing U A VERY HAPPY NEW YEAR. Smile in all circumstances n be Happy.! (y) :) :D
May this NEW YEAR 2012 (twenty too well) turn all your dreams to reality & your efforts into great achievements.
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Disclaimer: This email message (including attachments, if any) is intended for the use of the individual or entity to which it is addressed and may contain information that is privileged, proprietary, confidential and exempt from disclosures. Any comments or statements made herein do not necessarily reflect those of The Shamrao Vithal Co-operative Bank Limited. If you are not the intended recipient, you are notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender and erase this email message immediately.
Sent on my BlackBerry® from Vodafone
From: Zoher Doctor <zoherdoctor@gmail.com>
Sender: smartmoneyinc@googlegroups.com
Date: Sun, 1 Jan 2012 14:16:39 +0530
ReplyTo: smartmoneyinc@googlegroups.com
Subject: Smart Money Inc. Happy New Year
HAPPY NEW YEAR
warm regards
Zoher Doctor
Smart Money Inc www.merapaisa.net
Vikas Trust www.vikastrust.org
Smart Bargain www.smartbargain.in
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Disclaimer: This email message (including attachments, if any) is intended for the use of the individual or entity to which it is addressed and may contain information that is privileged, proprietary, confidential and exempt from disclosures. Any comments or statements made herein do not necessarily reflect those of The Shamrao Vithal Co-operative Bank Limited. If you are not the intended recipient, you are notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify the sender and erase this email message immediately.
Smart Money Inc. How to invest in 2012
Take wise decision....Invest with Knowledge...Ask your Investment Advisor / Financial Planner. Zoher
While it's impossible to shovel out a clear path, it's evident that 2012 will be the year of the proactive investor. If you are prepared to be on your toes as global and domestic events unfold, monitor your finances with vigour, and pore through the advice we render, we assure you of a stable ride. And, hopefully, you may not need to grapple with sundry paradoxes as you end 2012.
--
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Year endings are riddled with a peculiar paradox. They may reek of despair over a perturbed past, yet are redolent with hope for the future. They may be saddled with banalities springing from hindsight, yet shimmer with possibilities stemming from foresight. As we straddle the divide between 2011 and 2012, the financial world is beginning to sniff out these contrasts.
The investors are rumbling with resentment over a year that has landed them losses, but are calmly cautious about the profits they may make in the coming year. The players in the investing world-stock brokers, fund managers, realty developers, insurers-and the industry are grim about stunted growth, but are sanguine about stability in the domestic market.
The widespread dismay has been no surprise: in the past year, the Sensex has taken a wild ride, losing nearly 25%, and drumming out thousands of crore rupees worth of losses for investors; the rupee depreciated 18.5% against the dollar in 12 months, plunging from `44.71 at the beginning of 2011 to `52.96 now; the inflation surged to 10% in September before falling to 9.11% in November; the interest rates scurried up with an unseemly haste as the RBI tried to combat inflation; gold prices shot up to unnerving highs as global central banks acquired it and the rupee weakened; the IIPfigures registered a negative growth of 5.1% in October; and the European debt crisis, along with high inflation and interest rates, threatened to unravel the domestic growth, with the GDP figures falling consistently in the past six quarters. It was a whorl of factors that conspired to crumble a sturdy economy.
Still, there were islands of sanity. The debt instruments-debt funds, fixed deposits-ensured good returns spurred by the rate volatility. The rupee that weakened against the dollar benefited many an export-oriented industry. The regulators sprung into action to safeguard the small investor; so the NAV-guaranteed Ulip came under fire, and medical insurance portability finally took off. The bank savings rates were deregulated and, in a radical measure, the safe haven of small savings schemes was linked to the market. The gains were not substantial enough to sate the greedy investor, but steady enough to soothe the fearful one.
As we prepare to shift gears and sidle into the next year, is the financial course likely to change? Will the investor have to content himself with a measly trickle of gains and reconcile to another year of gloom? Or is there a sliver of revival stuck in the recesses of 2012? Should the investor stick to the safety of debt or venture into the swirling equity market? Should he retain the existing assets in the same proportion as last year or must he shuffle these around to optimise gains? Should he pick property as interest rates prepare to descend or wait for the real estate market to recover?
The investors are rumbling with resentment over a year that has landed them losses, but are calmly cautious about the profits they may make in the coming year. The players in the investing world-stock brokers, fund managers, realty developers, insurers-and the industry are grim about stunted growth, but are sanguine about stability in the domestic market.
The widespread dismay has been no surprise: in the past year, the Sensex has taken a wild ride, losing nearly 25%, and drumming out thousands of crore rupees worth of losses for investors; the rupee depreciated 18.5% against the dollar in 12 months, plunging from `44.71 at the beginning of 2011 to `52.96 now; the inflation surged to 10% in September before falling to 9.11% in November; the interest rates scurried up with an unseemly haste as the RBI tried to combat inflation; gold prices shot up to unnerving highs as global central banks acquired it and the rupee weakened; the IIPfigures registered a negative growth of 5.1% in October; and the European debt crisis, along with high inflation and interest rates, threatened to unravel the domestic growth, with the GDP figures falling consistently in the past six quarters. It was a whorl of factors that conspired to crumble a sturdy economy.
Still, there were islands of sanity. The debt instruments-debt funds, fixed deposits-ensured good returns spurred by the rate volatility. The rupee that weakened against the dollar benefited many an export-oriented industry. The regulators sprung into action to safeguard the small investor; so the NAV-guaranteed Ulip came under fire, and medical insurance portability finally took off. The bank savings rates were deregulated and, in a radical measure, the safe haven of small savings schemes was linked to the market. The gains were not substantial enough to sate the greedy investor, but steady enough to soothe the fearful one.
As we prepare to shift gears and sidle into the next year, is the financial course likely to change? Will the investor have to content himself with a measly trickle of gains and reconcile to another year of gloom? Or is there a sliver of revival stuck in the recesses of 2012? Should the investor stick to the safety of debt or venture into the swirling equity market? Should he retain the existing assets in the same proportion as last year or must he shuffle these around to optimise gains? Should he pick property as interest rates prepare to descend or wait for the real estate market to recover?
We realise that you, our readers, have been plagued by these, and many more, questions in the past few months. This special year-ender issue is an attempt to answer some of them. We shall evaluate the past to render a clearer future. We shall sift through the remains of 2011 in different asset classes-stocks, mutual funds, real estate, insurance, gold-and assess how these will shape up in 2012. We shall present the opinions of various experts to settle on a strategy you should adopt in the coming year. We shall glean the important lessons of 2011 so you can build robust finances in 2012.
While it's impossible to shovel out a clear path, it's evident that 2012 will be the year of the proactive investor. If you are prepared to be on your toes as global and domestic events unfold, monitor your finances with vigour, and pore through the advice we render, we assure you of a stable ride. And, hopefully, you may not need to grapple with sundry paradoxes as you end 2012.
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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Smart Money Inc. Happy New Year
May this NEW YEAR 2012 (twenty too well) turn all your dreams to reality & your efforts into great achievements.
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Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
You received this message because you are subscribed to the Google Groups "Smart Money Inc." group.
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HAPPY NEW YEAR
warm regards
Zoher Doctor
Smart Money Inc www.merapaisa.net
Vikas Trust www.vikastrust.org
Smart Bargain www.smartbargain.in
Disclaimer
Information, charts or examples contained in this mail is for illustration and educational purposes only. It should not be considered as advice or an endorsement to purchase or sell any security or its financial instrument until you are well conversant and confident about the movement.
For indiviual guidance please write to me seperately at zoherdoctor@gmail.com
Visit Us at: www.smartmoneydirect.co.in
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